Privacy Policy for PHP Elevate - Insurance Agent CA 0K81463

Website Effective Date: October 8, 2024

At PHP Elevate, we are committed to protecting your privacy and ensuring the confidentiality of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, www.phpelevate.com. Please read this policy carefully to understand our views and practices regarding your personal data and how we treat it.

1. Information We Collect

We collect personal data that you voluntarily provide when using our services, including: Personal Identification Information: Name, email address, phone number, mailing address, and Social Security number. Financial Information: Income details, tax information, and other financial data required for life insurance application purposes. Health Information: Medical history, current health status, and other health-related details necessary for insurance underwriting. Website Usage Information: Cookies, IP addresses, browser type, pages visited, and time spent on our website.

2. How We Use Your Information

The personal information we collect is used for the following purposes: Service Provision: To process your life insurance application, underwrite policies, and provide the services you request. Communication: To contact you regarding your application, policy, or updates about our services. Marketing: With your consent, to provide you with updates on life insurance products or services we believe may be of interest to you. Legal Compliance: To comply with legal obligations and respond to government requests, subpoenas, or legal processes.

3. Data Sharing and Disclosure

We do not sell your personal information to third parties. However, we may share your data in the following situations: With Insurance Providers: To process your application or provide you with quotes or policy details. With Service Providers: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Legal Requirements: If required by law, we may share your data with law enforcement, regulatory agencies, or in response to legal processes.

4. Data Security

We use industry-standard encryption and security measures to protect your personal information from unauthorized access, disclosure, or destruction. While we strive to protect your data, no security system is entirely foolproof, and we cannot guarantee the complete security of your information.

5. Your Data Protection Rights

Depending on your location and applicable laws, you may have the following rights regarding your personal data: Access: The right to request access to the personal data we hold about you. Correction: The right to request that we correct any inaccuracies in your personal data. Erasure: The right to request that we delete your personal data under certain circumstances. Objection to Processing: The right to object to the processing of your personal data. Data Portability: The right to request a copy of your data in a structured, commonly used format. To exercise any of these rights, please contact us at [email protected].

6. Cookies and Tracking Technologies

Our website uses cookies and other tracking technologies to enhance user experience and collect information about how visitors use our site. You can control cookies through your browser settings. Disabling cookies may affect your ability to use certain features of the website.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or the content of these websites. We encourage you to review their privacy policies before providing any personal information.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the date at the top will reflect the most recent revision. We encourage you to review this policy periodically to stay informed about how we are protecting your information.

9. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:

PHP Elevate - Jose and Alejandra Llamas

22324 Temescal Canyon Rd

Corona, CA 92883

Phone: (408) -219-4870

Email: [email protected]